Showing posts with label no spend january. Show all posts
Showing posts with label no spend january. Show all posts

Thursday, January 7, 2016

No Spend January

It is no secret that I went crazy for Christmas this year. I wanted to make up for lost time since last year I was in no mood for Christmas or shopping being so sick. I started my lists in late October and somehow I was still making a last minute run to the mall two days before Christmas.  I  felt as if I was wrapping gifts for months, I used over 20 yards of tulle and I have no idea how many rolls of tape I used. I had a ton of fun and excite out of it but I ended up spending a lot of money. I figured would be a great month to do a "No Spend" Month.  I will only spend money on necessities not clothes, craft supplies or books. (These are the things I always buy when I don't actually need them)

I am usually good with saving money. I have my paycheck direct deposited and I make it a point to save most of my paycheck and then whatever is left over, I pay my credit cards. Now that I have paid off my credit cards, this extra money I have I will make it a point to put more into my savings accounts.


***HOW I FEEL TO SAVE, HOW ITS A LITTLE HARDER TO SAVE, WHAT ITS LIKE TO SEE THE MONEY ACCURING IN THE BANK ACCOUNT, HOW DOES IT FEEL WHEN I SEE SOMETHING I WANT BUT I NEED TO SAVE UP FOR IT.*****

I am setting a goal this year to save as much money as I can.  I am not putting an actual dollar amount on it, because I don't want to limit what I can do.

I hope this month I can start a year long savings plan that only will multiply as the year goes on.

How do you save money?